We have over 68 years' experience in finding people the financing and leasing solutions that fits their needs. All types of credit can qualify for an auto-loan. Good credit or bad, we have lending partners ready to help get you rolling down the road.
Our Financial Services Managers are highly trained and experienced in providing you with solutions you may not have previously considered…or knew about! Vehicles are usually the second largest purchase a person will make in their lives. This is a significant investment and you deserve significant consultation and options to make the right financing or leasing decision. Our consultative approach is relaxed and informative. You get the information you need to make a comfortable decision. That's what sets Petrie Ford apart from the other vehicles retailers in Kingston.
Advantages of Purchase Financing a New Ford at Petrie Ford in Kingston
Ford Credit Canada is the financing company behind the nice financing rates you see in our advertising. Depending on the time of year and the vehicle model, interest rates can start as low as 0% and go up from there. 'OAC' refers to 'on approved credit' which means that your credit rating will dictate if you are able to obtain credit and if so, the finance rate percentage. Our consultative approach allows us to assess the best method of application to obtain the best financing rates for you and your particular credit situation.
We also work with a dozen other lenders and major banks (like Scotia, BMO, Royal Bank, TD…etc.), who help us find financing for our customers. For special circumstances, we also offer in-house financing. We are a lending institution, too! We've had in-house financing for decades and when the situation permits, we are able to provide the right clientele with customized financing for their new Ford vehicle.
Commercial Clients, we have a whole section under the "COMMERCIAL" drop-down in the site navigation.
Advantages to Leasing a New Ford at Petrie Ford in Kingston
Leasing is right for a lot of people. When you lease a vehicle, you're only paying for the use of the vehicle over an agreed upon period of time and mileage. It's similar (with significant differences) to renting a vehicle for a long period of time. The lease payments are usually cheaper than purchase financing the same vehicle. As you're only paying for the portion you use, instead of purchasing the entire vehicle.
We offer leasing payments through Ford Credit Canada and through our own in-house finance company. Interest rates, which are always based on approved credit, can start as low as 0% and go up from there.
Keeping the vehicle maintained according to Ford's guidelines (oil changes, fluids, tire rotations…etc.), per the warranty validity requirements, is the responsibility of the lessee over the lease agreement period. If the lessee decides to return the vehicle after the lease expires, the lessee will be responsible for ensuring the vehicle is in good repair. An independent third party will assess your vehicle nearing lease end to let you know what (if anything) your vehicle requires before relinquishing control.
Commercial Clients, we have a whole section under the "COMMERCIAL" drop-down in the site navigation.
Advantages of Buying a Used Car at Petrie Ford in Kingston
With used car interest rates starting at 1.9%, we are one of Kingston's cheapest used car financing options! Depending on the vehicle and the credit quality of the applicant, we are able to offer interest rates as low as 1.9% between two to five years! We are experts at helping customers apply for credit to finance a late model used vehicle. Good credit or bad, we do our best to work with our lending partners to get your financing approved. Everything is based on the quality of the credit that is being assessed for the financing. That said, we have a fantastic track record with our generous lenders in securing financing for used vehicles.